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Over 9 Years of Excellence

Trusted Surveyors & Loss
Adjusters in Dubai, UAE

Hire Private Loss Adjusters Based in Dubai, Trusted by Leading Insurance Companies in the UAE for Years

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Chartered Global Surveyors

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Years of Experienced Teams of Experts

950 +

Total Claims Settled in the Last Two Years

0 Days

or Less Average Claim Resolution Time

0 M+

(USD)Total Claim Amount Managed

Chartered Global Surveyors

CGLA

Chartered Global Surveyors & Loss Adjusters LLC (Chartered Global), established in 2015 as a Limited Liability Company, is headquartered in Dubai, UAE. Over the years, the company has earned a strong reputation within the insurance industry.

With a vision to expand its footprint in the UAE, Chartered Global implemented its growth strategy in 2022. Our team of senior expert loss adjusters in the UAE provides efficient claims management services across Dubai and the wider UAE. We take pride in our seasoned professionals, who bring expertise in insurance, accounting, engineering, and finance, delivering top-tier loss adjusting, risk inspection, and asset valuation services.

Our mission is to provide top-tier loss adjusting, risk inspection, and valuation services in the UAE insurance industry. We achieve this through a team of experienced professionals from various fields, making sure outstanding service and client satisfaction.

Our vision is to become the most trusted name in loss adjusting, risk inspection, and valuation services across the UAE. We aim to lead by delivering creative solutions and exceptional service, always prioritizing client satisfaction and uprightness in everything we do.

Insurance Claims &
Loss Adjusting Services

Risk Assessment and Inspection

We conduct thorough risk assessments and detailed inspections to support insurers in preventing losses and optimizing coverage.

Asset Valuation and Appraisal

Accurate valuations by our specialists help insurers determine true asset worth and mitigate claim disputes.

Loss Adjusting

We handle complex claims efficiently, ensuring fair settlements and protecting insurer interests.

Claims Management

From assessment to final settlement, our end-to-end claims management ensures smooth and timely resolutions.

Fraud Investigative Services

Our experts detect and investigate potential fraudulent claims to safeguard insurer assets and reputation.

Regulatory Compliance and Expert Advisory

We provide guidance on industry regulations and deliver expert advice to ensure full compliance.

Highlights of Major Losses Settled

Fire Damage at Twin Tower, Ajman, UAE

We successfully managed a claim worth USD 11 Million for fire damage at the Twin Tower in Ajman.

Fire Damage at Under-Construction Building, Sharjah

Our expertise ensured fair claim settlement for a fire incident in Sharjah, resulting in a recovery of USD 8 Million.

Pharmaceutical Factory Fire, Dubai, UAE

Handled material damage and business interruption claims for a pharmaceutical factory, totaling USD 2.5 Million.

Impact Damage to Pedestrian Bridge, Dubai(2022)

Handled an AED 3.7 Million claim for impact damage to a pedestrian bridge in Dubai, UAE

Flood Damage at Concrete Block Factory, Fujairah, UAE

Managed a claim of USD 1.1 Million for flood damage to a manufacturing facility in Fujairah.

Storm Damage to Construction Slab and Crane

Successfully handled storm damage claims under CAR and CPM policies for USD 1.2 Million.

Need Expert Claim Management & Loss Adjusting?

Hear from Those Who’ve
Experienced Our Expertise

Khalid Srv profile pictureKhalid Srv
06:24 13 Dec 24
Chartered Global Surveyors helped us with a complex business interruption claim, and they made the process so easy.
Elizene DCcosta profile pictureElizene DCcosta
05:02 11 Dec 24
We used their risk inspection and valuation services, and the process was seamless. The insights provided helped us mitigate risks effectively. Fantastic service and 100% commitment
razal tr profile picturerazal tr
13:04 10 Dec 24
The best loss adjusters in Dubai, UAE. I highly recommend them for their expert and ethical approach to claims handling.
Shariq Hassan Khan profile pictureShariq Hassan Khan
12:55 10 Dec 24
Exceptional service! Chartered Global Surveyors & Loss Adjusters handled our property claim with professionalism and speed. Their expertise in loss adjustment and transparent communication made a stressful situation manageable. Highly recommended.
Sally Ibrahim profile pictureSally Ibrahim
12:49 10 Dec 24
Chartered Global Surveyors & Loss Adjusters is an excellent loss adjusting firm in Dubai. Their expertise in handling complex insurance claims and surveys is impressive. Their attention to detail and commitment to client satisfaction truly sets them apart.

Why Should you Hire CGLA?

Why shouldn’t you choose us? At Chartered Global Surveyors & Loss Adjusters LLC, we have a professional team of experts in insurance, accounting, engineering, and finance who provide high-quality services in loss adjusting, risk inspection, and valuation. We adjust our solutions to meet your exclusive needs and get you excellent results. Our approaches set industry standards, and we always prioritize honesty and transparency in everything we do, earning your trust through ethical practices and best service.

Meet our Team Members

Iyad Najjar, Managing Director & Senior Loss Adjuster In Dubai, UAE

Iyad Najjar

Managing Director & Senior Loss Adjuster

Hazem Mohammed, Senior Loss Adjuster In Dubai, UAE

Hazem Mohammed

Senior Loss Adjuster

Khalid Iqbal Khan, Senior Loss Adjuster In Dubai, UAE

Khalid Iqbal Khan

Senior Loss Adjuster

Tarik Assoulaiman Business Development Manager Cgsila UAE

Tarik Assoulaiman

Business Development Manager

Our Work Process

Initial Assessment & Inspection

Our process begins with assessing the insurance claim. We examine the reported damage or loss, identify the cause, take photographs, gather background information, and collect all required details. Our team conducts a thorough inspection to understand the incident and estimate the likely repair or replacement costs.

Claim Evaluation & Documentation

We evaluate the claim using the information collected during our inspection, preparing a detailed report with supporting evidence. This includes reviewing the insurance policy, consulting experts when necessary, and assisting in compiling all required documents such as receipts, proof of ownership, and other records needed for a smooth claim process.

Negotiation & Settlement

We act as the intermediary between the insured and the insurance company, working to ensure a fair and accurate settlement. Our team reviews settlement proposals, negotiates the payment, finalizes the process, and, when required, considers alternative dispute resolution methods.

Post-Claim Support

Our involvement continues beyond settlement. We follow up on payments, respond to queries, and collect feedback to support continuous improvement. We also provide guidance on future insurance coverage and risk management to help reduce potential losses.

Get in Touch with
Our Experts

Frequently Asked Questions
Do you provide a complete claims management process?

Yes, as one of the top loss adjusters in UAE, we offer a complete, end-to-end claims management process. From initial assessment and documentation to negotiation, settlement, and post-claim support, we handle every step of  the process for the best experience for our clients.

The cost of hiring a loss adjuster in Dubai can vary based on several factors, including the complexity, type, and value of your claim, as well as the adjuster’s experience and the specific services required.

Generally, fees are determined based on an hourly rate or a percentage of the claim amount.

For more detailed information regarding the charges and how they apply to your specific situation, please feel free to contact us via our contact page. We would be happy to assist you!

Loss adjusters are responsible for reviewing insurance claims to determine who is liable for the damage or loss. They plan and outline the steps for investigating liability, determining the quantum, and exploring recovery options.They investigate the claim by talking to witnesses, checking police reports, and gathering evidence.

Loss adjusters also create detailed reports on the events and damage, research repair costs, and review the insurance policy to understand what should be covered. They will subtract costs that are not directly caused by the insured event or fall under policy exclusions. The results of these investigations are shared in a Loss Adjuster’s report. This report includes details about the amount being claimed, whether the claim fits the policy terms, and if the policy conditions have been followed.

The report is then passed on to the insurance company to process the claim. Working for insurance companies, government organizations, or health insurers, loss adjusters often have irregular hours and may visit accident sites or auto repair shops in person to gather the necessary information.

Several reputable loss adjusting companies operate in the UAE, including Global Surveyors & Loss Adjusters LLC, established in 2015 with over nine years of experience, known for its professionalism and trustability. Other top companies are Arab Loss Adjusters Int’l L.L.C., Sedgwick International Middle East Ltd, Miller International Claims Ltd, and Ideal Loss Adjusters LLC.

The best choice depends on your specific needs and claim details. When choosing a loss adjusting firm, consider factors like experience, reputation, services offered, and how well they communicate.

Experience
Check if the adjuster has a proven experience in handling claims similar to yours (e.g., property damage, business interruption, etc.)
Qualifications and Certifications
Make sure the adjuster is licensed and certified to operate in your city. Professional affiliations with recognized industry bodies are a bonus.
Comprehensive and Specialized Services
Check if they offer a full range of services, including initial assessment, documentation, negotiation, and settlement. It’s also important to consider their expertise in specialized areas relevant to your claim, such as forensic accounting, engineering, or environmental assessment, which can be critical for complex cases.
● Transparent Fee Structure
Do they provide a clear and detailed breakdown of their fees, with no hidden costs? It’s also important while hiring a loss adjuster in UAE.
Local Knowledge and Expertise
Choose a loss adjuster Dubai who understands local insurance regulations and practices to ensure a smooth claim handling. It’s also beneficial if they have a strong network of local experts, such as contractors, appraisers, and legal professionals, who can provide additional support for your claim.

Hiring loss adjusting services helps insurance companies manage claims more efficiently, accurately, and professionally.
● Expert Knowledge in Insurance : 
Loss adjusters are trained professionals who understand insurance policies, technical standards, and regulatory requirements. They assess damages accurately and provide insurers with factual, reliable reports that support the correct settlement decision.
● Fair and Unbiased Assessments
Loss adjusters deliver independent and objective evaluations. Their role is to protect the insurer’s interests by ensuring claims are assessed based on actual loss, helping maintain transparency and trust throughout the claims process.
● Faster Claims Processing : 
Loss adjusters work promptly to inspect damages, verify information, and prepare detailed reports. Their efficiency helps insurers speed up claim approvals, improve turnaround time, and maintain better customer service standards.
● Managing the Claims Process : 
Loss adjusters take over the technical and investigative parts of the claims process, reducing operational pressure on insurance companies. They gather evidence, consult specialists, verify documentation, and coordinate with relevant parties when needed.
● Reducing Risks and Preventing Fraud : 
With their expertise, loss adjusters help insurers avoid overpayments and detect fraudulent, exaggerated, or unsupported claims. This protects the insurer’s financial interests and ensures only genuine claims are paid accurately.
● Complete Claims Handling :
Loss adjusters handle the entire claims process from start to finish, ensuring insurance companies don’t have to worry about any technical or investigative tasks. They investigate the claim, gather evidence, verify documentation, and consult with qualified experts when needed. They assess damages, quantify the loss accurately, and prepare detailed, professional reports for insurers. Loss adjusters also coordinate with repair contractors and other stakeholders to ensure a smooth process. This all-in-one service allows insurance companies to focus on their core operations while reducing administrative workload and ensuring claims are handled efficiently and accurately. In simple terms, loss adjusters make the claims process fast, fair, and well-managed, bringing expertise and professionalism that strongly support insurers throughout every stage of claim handling.

You can contact the CGSLA’s team of experts through various convenient options. Visit the official website to fill out the contact form or email at office@cgisla.com for direct inquiries. You can also call the dedicated helpline for immediate assistance or visit the office at the address listed on their website.
The duration of the loss adjusting process depends on several factors. These include the complexity and type of the claim, the availability of information, and the cooperation of all parties involved. The adjuster’s workload also plays a role. Simple claims may be resolved in a few weeks to a couple of months.

However, complex cases can take several months or even longer. If litigation is involved, the process might extend to a year or more. The timeline includes key stages such as the initial assessment, evaluation, negotiation, and post-claim support. Each stage adds to the overall duration. Maintaining open communication with the loss adjuster is important. It helps you get regular updates and understand any possible delays.

The claims management process can be challenging due to several factors. Managing a large volume of sensitive data can be difficult. Manual processing takes time and effort, while electronic processing can pose security risks without proper software. Claims often involve multiple parties, which can lead to lost or miscommunicated information, especially if there is no unified platform. Slow claims resolution is another common problem, often caused by manual processes, coding errors, or lengthy investigations.

High operational costs can arise from inefficiencies in the system, such as claims leakage or mistakes. Technological advancements have made the market competitive, but businesses struggle to keep up with new innovations. Outdated claims management systems require technical support and can be costly to update.

A lack of management information also makes it hard to predict trends and make informed decisions. Customer expectations are rising due to technological innovations, adding pressure on claims adjusters. Staying compliant with evolving insurance regulations can also be time-consuming and distract from operations. Poor integration of internal and external systems can lead to inaccurate or outdated data, affecting claims processing and customer satisfaction

Generally, you don’t need a separate surveyor for claims management because Loss Adjusters handle the surveying part. However, in some cases, like complex claims or ones needing special expertise (such as structural engineering), you might need an independent surveyor. If there’s a disagreement over the Loss Adjuster’s valuation or if your policy requires it, a separate surveyor may be necessary. It’s a good idea to check with your Loss Adjuster. They can guide you based on the details of your claim.

CGSLA acts as both a surveyor and a loss adjuster, offering the best loss adjusting services in Dubai, UAE, with over 9 years of experience.